STOP HOME FORECLOSURE AND Vehicle Repossession

Preventing Home Foreclosure through Bankruptcy Relief

The prospect of losing ones home to foreclosure can be alarming. Maybe you are late on your mortgage payments or about to be late. It is important that you do not wait any longer to speak with a knowledgeable attorney who can explain you options.

Chapter 7 Bankruptcy: Upon filing the bankruptcy petition you may temporarily stop a home foreclosure through an automatic stay.

Chapter 13 Bankruptcy: This option may be the appropriate choice for someone who wants to save their home by allowing them to catch up on missed payments.

• Lien Stripping: Is the value of your home is less then the value of your second mortgage you may be able to “lien strip” it in a Chapter 13.

Stopping a Vehicle Repossession

If you are concerned that you may lose your car it is important that you seek counsel right away. First, it is important to figure out what it is that is preventing you from being able to make your payment in the first place. You might be able to figure out that if you eliminated other debts you may not have to surrender your vehicle after all.

If you are behind on payments your car may be subject to Vehicle Repossession by the finance company. Should you choose to file for bankruptcy, my Firm can explain how the automatic stay in bankruptcy can temporarily prevent of your vehicle.

You have nothing to lose by scheduling a free initial consultation. I offer reasonable fees and flexible payment plans.

Call the Sutterfield Law Firm today: 916.760.2400.

We are a debt relief agency. We help people file for bankruptcy under the Bankruptcy code.