When Filing for Personal Bankruptcy is the Best Option
Roseville, California Bankruptcy Lawyer
The problems with the economy in Northern California are putting more and more families under terrible financial stress. High ARM mortgage rates and falling home values, job loss and business failures are affecting thousands of families.
- If you are struggling but failing to pay all the bills,
- If you are looking for options to help you get out from under credit card debt,
- If you are looking at every option for getting back on a stable financial footing
Contact a bankruptcy attorney at the Roseville Law Office of Joshua A. Sutterfield. I can help explain your options with Chapter 7 or Chapter 13 personal bankruptcy and give you the peace of mind you can only get by taking that first step to change your life.
Call the Law Offices of Joshua A. Sutterfield today: 916-221-4344
Chapter 7 IS Still an Option for Many
The changes in the bankruptcy law in 2005 made bankruptcy harder for people with the highest incomes. But for the average person trying to avoid foreclosure while juggling medical bills and credit card debt, you are still likely to qualify for Chapter 7 personal bankruptcy. You will have to attend credit counseling and provide additional documentation, but we can help you with this.
What Bankruptcy Relief Can Do For You
If you're like most people, the stress of your financial situation is keeping you up at night, worried about bills, fearful that you will lose your home to foreclosure or your car to repossession.
For many people, filing for bankruptcy brings a sense of relief. Finally, they are tackling their financial problem head-on and they understand what they need to do. A few of the things bankruptcy can do for you:
- Stop Home Foreclosure: A bankruptcy filing will temporarily stop any home foreclosure proceedings, giving you breathing room to refinance, renegotiate, or try to get equity from your home before a sale
- Stop collections and creditor phone calls at your home and workplace
- Stop wage garnishment and seizure of your bank account
- Eliminate or reduced your credit card debt, medical bills, and other unsecured debt
Above all, it can help you get back on your feet. Learn more about Chapter 7 "fresh start" bankruptcy. Contact my Roseville law office for a free initial consultation. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
Law Offices of Joshua A. Sutterfield
Roseville Bankruptcy Lawyer
3017 Douglas Blvd, Suite 300 1024 Iron Point Road
Roseville, CA 95661 Folsom, CA 95630
Phone: 916-221-4344 Phone: 916-221-4344
Fax: 916-221-4388 Fax: 916-221-4388
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The Law Offices of Joshua A. Sutterfield provide bankruptcy relief services in Placer County, Sacramento County, and El Dorado County, California, and the communities of Roseville, Sacramento, Folsom, Citrus Heights, Orangevale, Carmichael, Loomis, Lincoln, Rocklin, Elk Grove, Granite Bay, and El Dorado Hills.